Budgeting
The 50/30/20 budget, explained in five minutes
A simple way to split your pay between needs, wants and savings, with a worked example for a typical month.
Articles
12 articles — page 1 of 2
Saving
Is a high-interest savings account worth it?
What the rates really mean, how much a few percent adds up to, and when you are better off paying down debt instead.
Investing
How to start investing with 50 a month
Pick a platform, choose a low-cost fund and automate it: a step-by-step start for complete beginners.
Banking
Current accounts compared: fees, perks and apps
We compared monthly fees, overdraft costs and budgeting features so you can switch with confidence.
Budgeting
How much should I have in an emergency fund?
The three-to-six-months rule, when it changes, and a quick way to work out your own number.
Side hustles
9 side hustles you can start this weekend
Low-cost ideas that fit around a full-time job, with what each one realistically earns.
Investing
What is an index fund, and why do people love them?
Spreading your money across hundreds of companies at a tiny cost, explained without the jargon.
Saving
7 painless ways to save on your weekly shop
Small habits that trim your grocery bill without living on beans and toast.
Banking
Should I switch banks for a sign-up bonus?
When a switching bonus is free money, and the catches that can make it cost you.
Budgeting
How to build your first budget in a spreadsheet
A one-page template, the four numbers that matter and how to keep it going past February.